Deposit rate comparison

Deposit rate comparison

While you rested and happy summer sun in the banking market stubbornly occurred irreversible changes. Contribution on which you want to place the remaining funds with the release, in September will bring much less profit than before.


According to the Central Bank, but in August the average maximum rate on deposits in the past month fell by 0.31%. Although some experts believe that the future will be no rate adjustment, the majority still predicting a further fall in interest on deposits.

You have already understood, what we tend to? As the rates may be reduced at the beginning of September, to catch profitable investments needed now. Especially for this purpose we have collected the most "sweet" among the remains of bank deposits, which can still be profitable to place money.

Where to keep money

Best bets for seasonal deposits are now offering two banks - Alliance Oil and the Russian Investment Alliance. Both offer the best bet for those customers who are planning to open a deposit for a year.

Contribution "Velvet Season" Oil Alliance Bank can open for a year under the 11.25% per annum, the minimum amount of 100 thousand. Rub. Accrual of interest occurs at the end of the deposit term, be supplemented by a deposit, but the possibility of a partial withdrawal of funds available.

Similar conditions offers and Bank Russian Investment Alliance, with the only difference being that the minimum amount of opening an account is 200 thousand. Rub.

It should also look to the deposit "Your Summer" Investsotsbanka on which the rate is up to 10.6% per annum, while placing funds in an amount not less than 600 thousand. Rub. For those who need to place a smaller bet will not exceed 10.51% per annum - the minimum amount in this case is 20 thousand rubles..

How not to lose

The majority of banks in our ranking are small business organizations, which traditionally offer deposit rates higher than that of the largest Russian banks.

Still trusting their money to small credit institutions, you should always keep in mind the risks associated with this decision - the Central Bank revokes license almost every day (today, for example, lost his license planer). In this regard, we recommend not exceeding the sum insured and mentally prepared for the fact that your contributions can be off-balance. In this case, you take the time and hassle in order to prove that the contribution was, but most likely will return the money.

However, good rates on deposits are now offering seasonal and major lending institutions. Thus, the rating were "Absolute" of bank deposits and "Ak Bars".

Contribution "Orange Summer" bank "Absolute" provides a fixed rate of 10.25% with a minimum amount of 10 thousand. Rub. However, the contribution period is slightly less than a year - a total of 200 days. income payment at maturity.

A contribution of the "A Team" Bank "Ak Bars" provides from 9.5% at placing 30 th. Rub. at 372 days. Accrual of interest is made monthly, in addition, the possibility of replenishment.

Terms of the remaining deposits of our rating you can learn from the table below, as well as in our Guide on deposits.

Deposit rate comparison - rassian banks

Alliance Oil  - Velvet season-  10,25-11.25%

RIA Bank - Active Summer 3,6 - 11.25%

Investsotsbank - Your summer - 9- 10.8%

Nefteprombank - Summer - 9,45-10.6%

Absolut Bank - Summer orange - 10-10.25%