Russian Central Bank |
The Central Bank of Russia has calculated up to the second decade of September the maximum interest rate on deposits in national currency, it was 10.53%. To calculate the Bank of Russia has chosen ten Russian banks, which are the best in terms of deposits collected from individuals. As the management of the bank, all the calculations were performed by taking into account the combined deposit products. If we take into account the new system of calculating the maximum interest rate, in other words, without any regard to the combined deposit products, it was equal to the Second decade of September 9.35%.
The Central Bank of Russia resembles that from September 2012 introduced a new calculation of the maximum interest rate that does not take into account the interest of the combined deposit products, in other words, do not take into account the interest rates on deposits in which there are additional terms and conditions under which earns higher interest. These higher interest accrued for the conclusion of the depositor insurance contract with an insurance company, the acquisition of any investment shares, and more.
The measures for the introduction of a new method of calculating the maximum interest rate allowed the central bank more accurately calculate and show the real situation in the deposit market.
The top 10 best banks in terms of deposits at the moment are: "Savings Bank", "Bank of Moscow", "VTB 24", "Gazprombank", "Alfa Bank", "Raiffeisenbank", "Russian Standard", "Agricultural Bank "" Uralsib "," PSB ". Monitoring of banks conducted by gathering information sites m credit institutions Banking Supervision Department of the Central Bank.
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