"The Messenger Bank" on the basis of 2011 at a loss.

plastic card, "The Messenger Bank"

As we learned from a credit reporting organization "The Messenger Bank" on the basis of 2011 was a net loss under IFRS 4 billion rubles. If we take the previous one in 2010, then there is the bank's net profit was 86.4 million rubles.

Just consider this as an indicator of net interest income before provision for loan collateral. In 2011 a "The Messenger Bank" it amounted to 2,501 billion rubles and in 2010 he also was 272.3 million rubles. In 2011, "The Messenger Bank" has created a reserve amounting to 1,874 billion rubles. In 2010 the bank on the contrary, had to restore the reserve in the amount of 579.2 million rubles. Net fee and commission expense in 2011, the bank amounted to 1.704 billion rubles in the previous one year, he was equal to 40.4 million rubles.
Also, according to the report, in 2011, "The Messenger Bank" has received financial support from its main shareholder, the company "Trellas Enterprises Ltd.", Amounting to 3.366 billion rubles. The bank's capital on the basis of 2011 increased by 24.86% to 3,269 billion rubles, in 2010 it amounted to 2.618 billion.

"The Messenger Bank" office

Since the manual says "The Messenger of the Bank", the loan portfolio before provisions for 2011 managed to grow 4.5 times and amounted to 20.8 billion rubles, in 2010 it amounted to 4.6 billion. 66% of this portfolio is outstanding citizens on credit cards, account for 29% of corporate loans.
Briefly about the bank. "The Messenger Bank" - Bank of the Russian federal level. The Bank operates as a closed joint stock company. The Bank has a general license of the Central Bank of Russian Federation, as well as the Russian Federal Financial Markets Service license of professional participant of securities market, which gives the right to conduct brokerage, dealing, custody, management activities in securities. So the bank has a license to issue cards "Visa" and "MasterCard".
"The Messenger Bank" is based on AK "Promtorgbank." 2010 Group of Companies "The Messenger" has agreed to cooperate with "Promtorgbank." Management of companies decided to form a partnership with a major universal bank. Since October 1, 2010 "Promtorgbank" has officially changed its name to "The Messenger Bank." "Ak Promtorgbank" was founded in 1992. Throughout the years the bank was one of the secondary stable banks. The bank served mainly improve the entrepreneurship industry.